Personalized Advisory for Fundraising
Credit Overview
The Brazilian credit market is constantly growing but still has a long way to go compared to the U.S. market. In this context, BR Advice acts as a facilitator, helping mid-sized companies gain greater and better access to credit by bridging the gap between businesses, banks, and capital market agents.

Personalized Credit Advisory
Our team has over 15 years of experience in structuring bank credit and capital markets.


End-to-End Support
At BR Advice, we provide comprehensive assistance in fundraising, from preparing and analyzing financial materials to disbursement, helping your company secure financing with the best rates and conditions available in the market.
Competitive Process
We work directly with banks and credit funds, ensuring that our clients have access to the best structuring, customized solutions, and financial arrangements tailored to their needs.
Customized Strategic Planning
We work closely with our clients to develop a tailored structuring strategy, focusing on the short, medium, and long term—an essential step for a successful fundraising process.
Speed and Guaranteed Timeline
The timeframe for closing transactions varies based on complexity and credit type, averaging between 90 and 120 days for completion. During this period, we conduct financial audits, detailed analyses, market outreach, and contract negotiations, ensuring that funds are raised under the best possible conditions.
Why Choose BR Advice?
Efficiency and Organization to Achieve the True Fair Cost of Credit.
-
Lower Credit Costs than the current rate, establishing a new baseline for future operations.
-
More Efficient Collateral to optimize financing terms.
-
Negotiation of Longer Grace Periods to provide financial flexibility.
-
Extended Loan Terms for better financial planning.
-
Increased Funding Volume to support business growth.


Credit Purposes
Our approach applies to all industries and stages of a company’s lifecycle. We provide consultancy in structuring various credit products and solutions, tailoring our services to different financial needs.
Rent Advance Financing
This product provides greater liquidity and enables strategic reinvestment of funds, making it ideal for companies with long-term lease agreements that wish to advance their receivables.

Construction Financing
It is an essential solution to ensure project completion, primarily tailored for real estate and infrastructure companies. This product allows businesses to secure funding for construction or renovation projects.

Working Capital and Capex/Investment
Designed for companies needing to strengthen their working capital or undergoing expansion, this product provides financing to cover operational expenses, inventory, or strategic investments for business growth.

Tax Debt / Court-Ordered Payments (Precatórios)
We offer solutions for companies with tax debt seeking refinancing or compensation through court-ordered payments (precatórios). Additionally, we facilitate the sale of credit rights or receivable precatórios, enabling the advance of these funds. This can be an effective tool for balancing cash flow or making new investments.

Refinancing
This product is designed for companies looking to restructure existing debt under more favorable conditions. BR Advice negotiates the best rates and terms in the market, aiming to optimize financial costs, repayment periods, and collateral requirements.

Advance Payment, Performance, and Judicial Guarantees
These products enhance contractual and operational negotiations for companies, providing better treasury allocation by enabling more efficient use of internal cash flow, ultimately leading to higher returns.

Get in touch with our Credit team and find out how we can help your company grow.
Speak with Our SpecialistsWhere We Are
St. Iguatemi, 448 – 3rd floor
Itaim Bibi | 01451-010
São Paulo – SP
Talk to Us
contato@bradvice.com.br
Phone: +55 11 93049-3060
Phone: +55 11 3798-3133
2025 © All rights reserved
Creation: Lemon Soda